Think you’re booking a hotel that’s an eco-tourism spot? Look more closely. Many hotels are advertising their supposed “net-zero” status, but their carbon footprint is bigger than you’d think, Bloomberg reports. When boasting about their shunning of plastic bottles and how they use renewable energy or reusable water, some hotels fail to disclose the impact of their embodied carbon — a term that refers to the harmful gasses emitting during construction of any building, citing architects and research scientists. So these eco-efficient mechanical systems in that five-star hotel? They were responsible for large amounts of emissions during their manufacturing, transportation, and installation. Embodied carbon in construction contributes to at least 21% of global emissions, according to Brightworks Sustainability. A main problem lies in the fact that there is no actual regulation or an agreed-upon definition of what it means to be net-zero, leaving things loosely open to interpretation. And many tourists care, according to the Sustainable Travel Report 2022 released by Booking.com, which found that 81% of people consider sustainability a crucial factor when determining how to travel.

The ironic vicious cycle of personal finance management: Rising stress about money management and savings is causing some people to lose control of their finances — including something as small as forgetting to pay bills, which ironically increases their financial burdens thanks to late-payment fees, the Wall Street Journal reports. During the first six months of the year, JPMorgan Chase said 1.05% of its credit-card customers were one month late on making their payments, which was slightly up from 1.01% during the same period last year. More people are behind on their auto loans and utility payments as well, according to figures cited by the Journal. Forgetting was listed as the top reason people are missing out their credit-card payments this year, followed by financial shortcomings, according to a recent survey by WalletHub.

There’s a lot to be stressing about, when it comes to finances: Inflation, covid-19, and stock market turbulence are the main causes of money-related stress, according to financial advisors. “Clients are carrying a heavier mental load these days, built up in part by what feels like 50 years’ worth of events happening in a single week. No wonder they’re distracted,” said financial planner Kelly Klingaman.